Restaurants\Taverns

BKC Insurance is one of the few endorsed agencies representing the Michigan Restaurant Association offering access to the MRA’s property/liability as well as workers compensation programs.

Whether you own a family style restaurant or a tavern, a single business or a growing chain, the Michigan Restaurant Association program and BKC Insurance have the right coverage for you. The program is specifically designed for the restaurant and hospitality industry with the inclusion of specific discounts and additional extra coverages.

The workers compensation policy provides standard workers compensation protection but more efficiently, provides an opportunity for members within the restaurant and lodging industry to band together for savings. This is a not-for-profit organizational fund owned and operated by the members. Any premium dollars not used to pay administrative costs or claims is returned to the members in the form of a credit. This is a significant difference as compared to standard workers compensation policies.

In addition to the MRA, BKC also offers other competive restaurant programs through
insurance companies including Auto Owners, Michgian Millers and Citizens Insurance Company