Code	Description	Amount
	2000 to Current Claim Analysis, BKC Dairy Farm Claims		BACK
1	Equipment Breakdown	Sump pump failed	$5,000
1	Equipment Breakdown	Fuse burned up and cooling system failed, loss of milk	$12,300
1	Equipment Breakdown	Equipment breakdown of cooling system, loss of milk	$7,393
1	Equipment Breakdown	Equipment breakdown causing causing fan motors to fail and shut off, spoiling milk	$6,300
1	Equipment Breakdown	Equipment breakdown in well pump	$11,300
1	Equipment Breakdown	Equipment breakdown in boiler pump	$7,500
1	Equipment Breakdown	Milk contamination due to equipment breakdown & damage to cooling system	$6,900
1	Equipment Breakdown	Equipment breakdown prop shaft in generator broke and damaged rented tractor	$32,477
1	Equipment Breakdown	Equipment breakdown in cooler resulted in damage and milk loss	$5,981
	Equipment Breakdown	Pumps Malfunctioned due to 3 phase to 2 phase drop	$48,000
1		Total	$143,151
2	Farm Blanket	Loader caught fire and totally burned	$57,000
2	Farm Blanket	Contaminated milk due to vandalism	$11,000
2	Farm Blanket	Feed wagon hit by loader	$103,000
2	Farm Blanket	Hay fell off stack and bent Telehandler lift	$2,607
2	Farm Blanket	Feed wagon ran into tractor	$9,300
2	Farm Blanket	Two tractors collided with wagons	$15,375
2	Farm Blanket	Fire encapsulated tractor	$46,000
2	Farm Blanket	Fire damaged tractor severely	$25,097
2	Farm Blanket	skidster caught on fire	$12,000
2	Farm Blanket	Hay caught on fire next to commodity barn	$9,300
2	Farm Blanket	Severe winds crushed irrigation equipment including pivots and tower	$2,500
2	Farm Blanket	Hay baler caught on fire	$12,500
2	Farm Blanket	Employee vandalized and contaminated milk and insured loss grade class	$18,300
2	Farm Blanket	Tractor & mixer wagon lost control on ice	$7,300
2	Farm Blanket	Two cows electrocuted by stray voltage	$3,130
2	Farm Blanket	Telehandler caught fire	$61,300
2	Farm Blanket	20 Cows stolen	$22,000
2	Farm Blanket	Tractor tipped over near bunker	$20,338
2	Farm Blanket	Fire burned stacked hay next to barn	$23,000
2	Farm Blanket	Collision damage to borrowed payloader	$9,200
2	Farm Blanket	Vandalism to Tractor	$15,647
2	Farm Blanket	Fire on Bunker silos, feed & plastic	$48,869
2	Farm Blanket	Fire on Telehandler	$12,000
2	Farm Blanket	Lightening killed 3 cows	$3,155
2	Farm Blanket	Fire on tires and plastic/bunker solos	$11,720
2	Farm Blanket	Tractor & spreader crash into ditch	$33,347
2	Farm Blanket	Cows escaped trailer and hit by car	$1,750
2	Farm Blanket	Payloader caught fire after repair at shop	$5,948
2	Farm Blanket	Lightening damage & milk spoilage	$9,300
2	Farm Blanket	Wheel loader left road and rolled in ditch	$18,000
2		Total	$629,983
3	Farm Liability	Employee hit milk hauler truck with pay loader	$5,531
3	Farm Liability	Milk contamination claim	$1,473
3	Farm Liability	Feed wagon took out employees car	$2,900
3	Farm Liability	Tractor snagged utility line causing damage	$12,022
3	Farm Liability	Contaminated milk in tanker	$12,757
3	Farm Liability	Milk contamination shipped in tank	$3,300
3	Farm Liability	Loader dropped hay on pick up	$1,259
3	Farm Liability	Neighbor hit insured's cow, minimum medical & damage	$6,331
3	Farm Liability	Independent contractor employee killed by tractor	$1,115,361
3	Farm Liability	Insured hit power line with tractor damaging tractor & line	$3,000
3	Farm Liability	Milk contamination claim to others milk in tanker	$3,135
3	Farm Liability	Contaminated milk claim in tanker	$2,899
3	Farm Liability	Milk contamination in tanker	$6,300
3	Farm Liability	Milk contamination in tanker	$5,604
3	Farm Liability	Milk contamination in tanker	$1,500
3	Farm Liability	Payloader hit vehicles	$6,851
3	Farm Liability	Hot milk tank contaminated others	$3,364
3	Farm Liability	Dropped bail of hay on pickup	$4,911
3	Farm Liability	Milk contamination claim	$1,454
3	Farm Liability	Contaminated milk put into milk truck	$2,429
3	Farm Liability	Pay loader hit parked car	$1,423
3	Farm Liability	Mixer wagon hit parked car	$1,722
3	Farm Liability	Payloader ran into vehicle on property	$14,556
3	Farm Liability	Milk contamination claim	$1,089
3	Farm Liability	Loader dropped hay bail on vehicle	$3,900
3	Farm Liability	Cow in road hit by passing auto	$2,005
3	Farm Liability	Loader ran into auto parked at farm	$2,500
3	Farm Liability	Vehicle hit by wheel loader	$4,098
3		Total	$1,232,415
4	Property	Wind damage destroyed meal on roof	$8,000
4	Property	Steel Commodity barn burned: Loss of income, Building , Tractor, Hay	$345,000
4	Property	Parlor wind damage to curtains	$9,250
4	Property	Wind damage to feed bins/contents	$5,587
4	Property	Lightening hit pumps/controllers	$7,261
4	Property	Extreme winds damaged fans on parlor	$1,500
4	Property	Windstorm tore through Facility damaging sheet metal and snapped bolts	$7,680
4	Property	Lightening damage to water pump	$6,700
4	Property	Wind damage caused wall to collapse	$49,792
4	Property	Lightening struck well pump	$2,378
4	Property	Lightening damage to control panel & miscellaneous equipment	$17,600
4	Property	Lightening struck control panel and damaged miscellaneous equipment	$11,300
4	Property	Wind damage to feed bins, freestall barn, etc. (tornado hit next house on street)	$11,000
4	Property	Lightening struck pump and well controls	$9,323
4	Property	Skidster took out barn door	$5,700
4	Property	Calf barn caught fire; Loss of Income	$200,000
4	Property	Lightening damage to fan motors and vacuum pumps	$17,300
4	Property	Wind damage to commodity building	$3,000
4	Property	Ice damage to steel barn roof	$330
4	Property	Lightening damage to control panel in parlor	$2,727
4	Property	Insured's equipment damaged barn door	$2,526
4	Property	Wind damage to curtains	$2,090
4	Property	Windstorm damaged curtains & steel roof	$10,690
4	Property	Lightening struck control panel damaged well & pumps & cooling fans	$21,300
4	Property	Wind damage to insured's parlor	$2,950
4	Property	Lightening damage to parlor milk tank, computers, etc.	$18,855
4	Property	Wind damage to complex parlor	$8,866
4	Property	Wind damage to 5 fans and miscellaneous equipment	$2,007
4		Total	$790,712
5	Home	Lightening damage to home and barn	$1,904
5	Home	Sump pump failed causing back up	$9,000
5	Home	Insured ran into house with tractor	$4,445
5	Home	Insured sump pup failed and miscellaneous damage to basement	$9,000
5	Home	Insured's sump pump failed causing flood damage	$8,300
5	Home	Frozen pipe damaged walls, carpet and furniture	$5,900
5		Total	$38,549
6	Rented Equipment	Insured rented backhoe to empty pit damaged wall and equipment	$21,300
		Total	$21,300
7	SA Pollution	Sudden and accidental /pollution liability for chemical drift while applying for barn fertilizer	$35,000
7	SA Pollution	Sudden and accidental/pollution claim manure/smell	$25,000
7	SA Pollution	Sudden and accidental/pollution defense claim	$53,000
		Total	$113,000
8	Borrowed Equipment	Borrowed tractor rolled into ditch	$23,000
8	Borrowed Equipment	Rented backhoe ran into parked car at dairy	$2,921
8		Total	$25,921
9	Employee	Employee fractured ankle while jumping from tractor	$4,530
9	Employee	Employee cut severely on nose when cow crashed gate	$2,911
9	Employee	Employee injured back when jumping off wall	$8,709
9	Employee	Employee slipped off steps in milking parlor tearing ligaments in back	$4,100
9	Employee	Employee rammed in back by bull when not looking	$5,091
9	Employee	Employee fell off ladder injury to knee	$500
9	Employee	Employee punched leg with screw driver causing infection	$1,700
9	Employee	Employee inhaled chemicals causing internal burns and irritations while cleaning parlor	$5,980
9	Employee	Employee got finger caught in tractor fan causing amputation	$3,900
9	Employee	Employee slipped and fell injuring knee in parlor	$2,106
9	Employee	Employee got hand caught in between fence and calf's head	$21,417
9	Employee	Employee fell against metal pin in tractor hitch	$2,309
9	Employee	Employee kicked in wrist, broken while removing leg band	$86,354
9	Employee	Employee back strain lifting heifer up	$2,264
9	Employee	Employee claim carpal tunnel syndrome, surgery required	$4,758
9	Employee	Employee kicked by cow	$13,399
9	Employee	Employee broke leg between skidster and wall	$13,128
9	Employee	Employee twisted knee when slipped while standing on trailer hitch	$6,900
9	Employee	Employee slipped on ice Back & Leg when unhooking tractor	$590
9	Employee	Employee tore ligaments in ankle getting off tractor	$6,910
9	Employee	Employee hurt when a tire he was filling exploded	$3,009
9	Employee	Employee 10 stitches to hand because of cow stepping on it	$751
9	Employee	Employee injured by cow wedging against wall	$9,900
9	Employee	Employee injured, needle in hand while giving injection	$510
9	Employee	Employee injured when spring on barn door retracted and severely cut forehead	$790
9	Employee	Employee pushed against gate crushed pelvis	$21,390
9	Employee	Employee slipped hurt knee	$3,595
9	Employee	Employee kicked in left knee	$11,436
9	Employee	Employee got caught in gate fractured ankle, permanent damage	$131,960
9	Employee	Employee caught between cows and trampled	$1,032
9	Employee	Employee pushing cows hurt back	$5,387
9	Employee	Employee sprained right foot, slipped on pump run	$1,411
9	Employee	Employee injured back when slipped in parlor	$509
9	Employee	Employee injured back from fall in parlor	$3,670
9	Employee	Employee injured finger when caught on pivot gate	$711
9	Employee	Employee injured back when moving large milk container	$3,911
9	Employee	Employee kicked by cow and fractured wrist	$395
9		Total	$397,923
		Auto Claims	$352,191
10	Auto Claims	Total   (101 Claims, approximately $3,487 per claim)	$352,191
		Total Claims Paid	$3,745,145
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